Defrauded Nations

The Mortgage Crisis Exposed

The Home Foreclosure Procedures Act attempts to amend the Articles of the Uniform Commercial Codes where it essentially reads that for any "blighted property” any "assigned creditor" may perform any of its duties under this [act] through a servicer. It modifies UCC § 1-202 “the notice they give” this Section omits the § 1-1 103(b) reference to “the law merchant” on the basis that such principles are not likely to apply to “their” subject matter. The Law Merchant was indispensable to the Commercial Revolution. Besides providing rules for international commerce, it gave birth to negotiable credit instruments, such as promissory notes and bills of exchange, which are critical to modern trade.

Law merchant was the basis of the modern system of admiralty law and the laws of negotiable paper and of sales. Romero v. International Term. Co, 358 U.S. 354 (1959) The merchant class, and disputes among its members arising out of commercial transactions, were not subject to the common law.

An introduction to Law Merchant is in n American Jurisprudence (Am Jur) 2d, Admiralty, in sections 94 and 96, we find that international law basically is the law merchant. While a state court may not technically be an admiralty court, it may act in the nature of an admiralty court with respect to substantive (commercial) duties and rights. The state quasi admiralty court would apply its state adjective law merchant rules of procedure.

The Negotiable Instruments Law, expressly adopt’s the law merchant, not the rules of the common law, as to matters not covered therein, and this court is required to take judicial notice thereof. Bank of Conway v. Stary, 200 N.W. 505 (1924)

The Administrative Procedure Act, 5 U.S.C. 551(4), provides that a "rule" is an agency statement "designed to implement, interpret, or prescribe law or policy." When agencies are authorized to prescribe law through substantive rulemaking, the administrator's regulation is not only due deference, but is accorded "legislative effect." Ins v. Chadha, 462 U.S. 919, 984 (1983)

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Who Am I?


(Because technically I am not an “American citizen” under Article I, Section 8, Clause 17 which gave Congress,the legislative branch of the three branch government, exclusive rule over a given territory known as the District of Columbia, containing a body of people. I am but amongst the National Citizenry of Continental United States, and I am a non-resident alien to the Federal United States. So when I say I am a Proud Member of “We the People” I am referring to the preservations of US Constitutional rights that enable us to form a more perfect union, establish justice and provide for the common defense while promoting the general welfare.

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We are not going to take this anymore!


Side effects of this book may include, but are not limited to:

Nausea, vomiting, mild to moderate tourettes, sudden reality checks, outbursts of anger, stress, light headedness, and dizziness.

Awareness as a side effect include, but are not limited to:

Civil Rights, judicial and non-judicial states, foreclosure defense, credit repair, credit boosting, loan modification and negotiation, short sales, government process, and how to fight back.

If you were seeking advice or assistance for loan modifications, short sales, foreclosure defense, or suffering lender abuse, please feel free to visit our FIGHT BACK section for some good old fashion FREE information.

Remember we do offer foreclosure defense, eviction defense and securitization audits as well. If you are being attacked by the banks, these weapons along with the information within this book will help the bullets drop at your feet. You do not have to take the abuse anymore.

Click here to read a sneek preview of Chapter 1
Traumatized not Lobotomized